Financial Options

Dental treatment is an excellent investment and it is important to be able to schedule treatment and care right away.  So that financial considerations should not be an obstacle to obtaining the care you deserve, we offer several financial options.

INSURANCE

Our office is committed to helping you maximize your insurance benefits. Because insurance policies vary, we can only estimate your coverage in good faith but cannot guarantee coverage due to the complexities of insurance contracts. Your estimated patient portion must be paid at the time of service. As a service to our patients, we will bill insurance companies for services and allow them 45 days to render payment. After 60 days, you are responsible for the entire balance, paid-in-full. If you have any questions, our courteous staff is always available to answer them.

PAYMENT OPTIONS

We gladly accept: Cash, Checks, Mastercard & Visa

 FINANCING    

As a service to our guests, we are pleased to offer CareCredit, the nation's leading patient payment program.  For fees from $300 to $25,000, upon request and approval, CareCredit offers a comprehensive range of plans with low minimum monthly payments that fit comfortably into every budget.

With CareCredit you can:

  • Start treatment and care immediately and pay over time
  • Pay for other medical expenses for you and your family without having to reapply
  • Pay for deductibles and treatment not covered by insurance
  • Have no annual fees

Online Application:

  • Go to www.carecredit.com    
  • Fill out the application
  • Receive a decision immediately
  • Contact our practice to schedule treatment 

CitiHealth Card

Some things in life can be put off. Fortunately, quality health care doesn't have to be one of them. The Citi Health Card offers flexible payment plans at participating providers that allow you to get the treatments you need right now. Other benefits include:

Flexible payment plans

  • Flexible Payment Plans on qualified purchases and revolving credit option at participating providers (see your provider for details)
  • Low monthly payments and no pre-payment penalties
  • No annual fee and no down payment required
  • Separate account for health care expenses keeps other credit available for personal use

Easy to use 

  • Apply Now or at your provider's office and get a fast credit decision
  • No need to reapply for additional treatments or purchases
  • Account can be used for all family members
  • Accepted at a variety of participating provider offices
  • View, manage and pay your account online

Easy to manage

  • Health care treatment purchases made at participating providers are billed to the Citi Health Card account, allowing easy separation of health care expenses and your everyday purchases
  • Purchases of groceries, gas, consumer electronics are billed to the Citi Health MasterCard account
  • View, manage and pay the Citi Health Card account online now
  • Online payments for Citi Health MasterCard® account will be available soon

Contact Us Today

We encourage you to contact us with any questions or comments you may have.

Drs. Jeffrey and Mary Ann Panara of Fairport Family Dental are dedicated to Excellence in General, Family, & Cosmetic Dentistry such as Dental Makeovers, Porcelain Veneers, Teeth Whitening, Crowns/Caps & many other dental procedures. Please come and visit Fairport Family Dental.

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Jeffrey Panara, D.D.S. & Mary Ann Panara, D.D.S.|
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